Protection

At the EB Associates Group we pride ourselves in providing the best solutions to life cover relating to your personal circumstances, keeping you and your family at peace of mind.

Private Protection

LIFE INSURANCE
  • Life insurance, commonly known as Life Assurance or Cover is an Insurance in which a person is able to pay to protect their loved ones and family financially whilst the Insurance is active, even if you were to pass away.  The cost of the policy varies due to various factors including age, health, age and lifestyle. If you were to pass away, this lump sum will pass down to your dependents.
CRITICAL ILLNESS
  • Critical Illness is a type of policy which covers you if you are in need of a severe surgery or diagnosed with a serious illness which is part of the Insurance Policy.
INCOME PROTECTION
  • Income Protection has two types of terms; Short Term Income Protection and Long Term Income Protection. The differences are simple, Short term policies can cover you up to 2 years from sickness and unemployment. The long term policy provides you protection from unemployment or sickness for as long as necessary, or until the policy is no longer active. Both polices provide a regular income of which the policy holder is compensated to.
BUILDING AND CONTENTS INSURANCE
  • Buildings and Contents insurance is a type of home insurance. This insurance generally covers damage of areas around the whole house which could could include repairs or even replacements of parts and property. To define this insurance, ‘buildings’ generally relates to the cover of any disaster or damage in your house. ‘Content’ insurance relates to the items within your house which can be replaced if stolen or damaged due to house issues.
HEALTH INSURANCE
  • Health Insurance is a type of insurance  that covers any surgical or medical expenses that the policy holder may have.
OVER 50 LIFE INSURANCE 
  • This is a type of cover which entitles persons over 50 to apply for life cover.

Business Protection

Executive Income Protection
  • This form of protection is for businesses that want to provide protection to employees that are unable to work due to injury or illness which therefore effects the business. Due to employees not in work, earnings are lower, so the policy makes up for the lost profit. The policy also allows a company to pay for an extended sick pay arrangement if needed.
Relevant Life
  • Relevant Life is a type of Insurance policy available to employers to provide an individual death in service benefit for an employee. Essentially, a lump sum is payed if the employee died whilst employed or is diagnosed with a severe illness.
Business Health Care
  • This business insurance provides a range of health schemes to employees who can benefit from a range of different healthcare schemes.

Employee Benefits

Group Medical Insurance
  • This benefit usually relates to companies that have over 250 employees. Other business insurances are not suitable for these major companies as it doesn’t allow flexibility to the vast amount of employees it has. This insurance needs be in line with budgets and the well-being of your staff. 

For more information click HERE

Group Income Protection
  • Group Income Protection is a policy that employers can use to manage employee sickness, making sure that their condition which is making them unable to work, is assessed and treated quickly and effectively ensuring their back at work as soon as possible.Employees can further benefit from this policy as they are able to receive sick pay from their employer.
Group Life and Work Based Pensions
  • Group life assurance is a valuable employee benefit, which can pay a tax free lump sum or taxable dependent’s pension for the loved ones of an employee who dies whilst covered by the policy.

For more information click HERE

Business Insurance

Relevant Life
  • Relevant Life is a type of Insurance policy available to employers to provide an individual death in service benefit for an employee. Essentially, a lump sum is payed if the employee died whilst employed or is diagnosed with a severe illness.
Executive Income
  • This form of protection is for businesses that want to provide protection to employees that are unable to work due to injury or illness which therefore effects the business. Due to employees not in work, earnings are lower, so the policy makes up for the lost profit. The policy also allows a company to pay for an extended sick pay arrangement if needed.